Announcement: It has come to our attention that the name 'Shenton Credit', as well as its former name 'RJS Credit', has been misused in connection with potential scam activities.

Fast Cash Loan in Singapore

Get the Urgent Cash You Need, When You Need It

Life is full of surprises, and sometimes you need quick access to cash to handle urgent expenses or seize opportunities. At Shenton Credit, we understand that waiting isn’t always an option. That’s why we’re here to provide fast urgent cash loans that can put money in your hands within hours. Learn more about our fast cash loans and how we can help you meet your financial goals quickly and efficiently.

Types of Fast Loans Available in Singapore

Fast loans in Singapore cater to various financial needs, providing quick access to funds when needed most. 

  • Personal Fast Loans: Perfect for emergencies, personal expenses, or unexpected costs.
  • Business Cash Loans: Tailored for SMEs requiring immediate working capital to seize opportunities.
  • Payday Loans: Short-term solutions to manage expenses before your next paycheck.
  • Online Instant Loans: Convenient, fully digital applications with instant loan approval.

With Shenton Credit, you can explore these options and find a loan type that suits your specific requirements.

Personal Fast Loans

Business Cash Loans

Payday Loans

Online Instant Loans

Why Choose Our Fast Loan Service?

Rapid Approval: Our streamlined application process is designed for speed. We know that time is of the essence, so we aim to provide quick approval, often within hours.

No Lengthy Waiting: Forget about long waiting times and extensive paperwork. Our application is hassle-free and efficient, making it easier for you to get the funds you need.

Flexible Loan Amounts: Whether it’s a small emergency or a more substantial financial need, we offer flexible loan amounts tailored to your specific situation.

Transparent Terms: We believe in clear communication. You’ll know the exact terms of your loan, including interest rates, fees, and repayment schedules, right from the start.

Customer-Focused Service: We prioritize your needs and ensure that your urgent cash loan experience is as smooth and stress-free as possible.

Fast Loan for Individuals and Businesses

Shenton Credit offers fast loan options tailored to meet the needs of both individuals and businesses. Whether you need a fast cash loan in Singapore for urgent personal expenses, such as medical bills or unexpected repairs, or are a business owner seeking immediate funds for operations, we provide swift solutions with instant loan approval.

Our streamlined application process and flexible repayment plans ensure that securing a fast loan in Singapore is quick, hassle-free, and efficient. Let us help you bridge financial gaps with reliable and personalized support. 

Your Solution for Quick Financial Relief

At Shenton Credit, we’re more than just a lender; we’re your partner in financial emergencies. We’re committed to helping you cover urgent expenses, whether it’s a medical bill, car repair, or unexpected home repair.
Our dedicated team is here to provide support, guidance, and a fast solution to your immediate financial needs. We understand the urgency, and we’re here to help.

Ready to take control of your finances?

Apply for a fast urgent cash loan from Shenton Credit today, and let’s get you the financial relief you need right away.

Eligibility Criteria for Instant Loan Approval

To qualify for instant loan approval, applicants must meet these requirements:

Age & Residency: Applicants must be Singapore citizens or permanent residents at least 21 years of age.
Income: Minimum annual income requirements apply.
Specific Loan Types: Additional criteria may be necessary for payday or business loans.

Credit score and employment status also influence loan approval.

If you don’t meet the standard requirements, contact our team to explore alternative options tailored to your situation.

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Get Fast Cash Loans with Shenton Credit

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Apply Quickly Online

Visit our website and complete a simple application form for a fast loan in Singapore. Provide details like loan amount and contact information.

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Receive Instant Approval

Enjoy rapid processing with instant loan approval. We provide quick assessments and approvals to meet your urgent cash needs.

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On-site Document Signing:

Once approved, head down to our office at Oxley Tower for a face-to-face verification and to sign your loan agreement.

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Get Funds Instantly:

Receive your cash swiftly into your bank account. Our quick loan ensures you get the money you need without delay.

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Flexible Repayment Options:

Repay your loan comfortably with flexible repayment options tailored to your financial situation.

Benefits of an Instant Loan Approval

No Queues. No Wait. No Hassle.

Get your loan approved in just a few taps.

Better and improved credit scores

Flexible loan tenures

Ease of application and approval

Increased convenience

How to Increase Your Chances of Fast Loan Approval

In need of a fast loan in Singapore? Here’s how you can improve your odds of approval:

Tell Us Exactly What You Need

To apply for an instant approval loan with Shenton Credit, just complete a straightforward online form with your details. Our process is designed to be easy and efficient, ensuring a hassle-free experience for you. Let us take care of the rest, handling the necessary steps promptly.

Receive Your Decision Within Half A Day

After submitting your application, you can expect an SMS notification within hours. Our swift approval process eliminates long waits and uncertainty, providing you with the decision you need promptly.

Collect Your Funds

Visit our conveniently located outlet for a brief face-to-face verification. Once verified, walk out with your funds ready to use. It’s quick, convenient, and tailored to suit your needs.

1

Prepare Your Documents Early

Ensure all necessary documents are accurate, up to date, and complete before submission. This speeds up processing and avoids delays.

2

Check Your Credit Report

Mistakes in your credit history can affect your loan eligibility. It’s best to review your credit report and correct any inaccuracies beforehand.

3

Choose the Right Loan Amount

Borrow only what you need and can realistically repay. Overborrowing may reduce your chances of fast cash loan approval in Singapore.

4

Demonstrate Stable Income

A steady and verifiable income shows lenders that you can meet monthly repayment obligations with ease.

5

Avoid Multiple Applications

Submitting too many applications in a short period can negatively impact your credit score and reduce your approval chances.

How Shenton Credit Ensures Compliance with Singapore's Lending Laws

Ministry of Law Regulations for Licensed Lenders

Shenton Credit operates under strict regulations from the Ministry of Law to ensure every quick loan issued is safe, transparent, and fair.

Transparency in Loan Agreements

All terms are presented clearly, with no hidden charges. We ensure you understand the full cost of your loan from the beginning.

Capped Interest Rates

We comply with the legal interest limits set by the authorities, protecting you from unfair or excessive charges.

Strict Data Privacy

Your personal information is kept confidential and securely processed in accordance with Singapore’s data protection regulations.

For a full outline of lending regulations, visit the Ministry of Law’s official guidelines.

Customer Reviews

AH MAD jAH MAD j
08:06 02 Jun 25
The service is good and warm. They are very helpful no like other place. Very friendly and polite. Especially the lady who serve me. No hidden cost. Very transparent. Good job keep it up 💪
Thomas LeeThomas Lee
08:34 29 May 25
The service is good they are very polite and friendly helpful. No hidden cost. Very transparent. Highly recommend to you all who need loan 👏 keep it up
ChaosChaos
06:28 26 May 25
Service v good trying to help when I neededThanks a lot!
MOHD ALI Bin JoharMOHD ALI Bin Johar
08:48 16 May 25
The employees here are all very nice. Satisfactory service. Will recommend to friends.
MUHAMMAD FARHANMUHAMMAD FARHAN
03:24 22 Apr 25
Customer service is good
grace hcgrace hc
06:22 16 Apr 25
Good customer service for advice in needs .. looking for ms Amery.. she is good n patient for every enquiry which needs
ROSZAIREE SHAHROSZAIREE SHAH
10:13 10 Mar 25
Best company for yr needs
amanda ssyamanda ssy
07:11 07 Mar 25
Definitely recommend this credit place as they were so nice and helpful. explained everything to me as it’s my first
logas jaganlogas jagan
05:10 28 Feb 25
Help me out in my difficult times..really thankful to them
Sebastian TohSebastian Toh
06:24 26 Feb 25
Thank you for the assistance, great services and friendly.
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Apply for a Fast Loan Today!

Achieve your goals with flexible repayments and a streamlined, secure process.

*** ONLY Singaporeans and Permanent Residents are ELIGIBLE for Loan Application.

Got Questions?

We got answers.

A fast loan is designed to provide quick access to funds for emergencies or immediate needs. At Shenton Credit, we offer streamlined processes for fast cash loans in Singapore with instant loan approval.

Eligibility varies by loan type but typically requires proof of age, residency, income, and supporting documents such as NRIC or Singpass.
With our efficient process, applications are reviewed promptly, and funds are disbursed instantly upon approval in the office.
Yes, you can apply for a fast loan in Singapore via our secure online portal. The process is simple and convenient, saving you time and hassle.
Our flexible repayment plans are tailored to suit your financial situation, with monthly installments available for up to 24 months.
To ensure same-day disbursement, prepare your NRIC, latest three months’ payslips, and Singpass credentials. Accurate and complete documentation helps expedite processing and improves approval chances.
There may be a one-time administrative fee included in the total loan amount. However, we do not charge upfront processing or hidden fees. All charges are stated clearly in the loan agreement.
Yes, but approval depends on your current financial situation and repayment capacity. We assess each case individually. Applicants with poor credit may receive alternative offers or different loan terms.
Missing a repayment may result in late fees and added interest. We advise borrowers to reach out to our team early to discuss restructuring options or alternative arrangements.
Absolutely. As a licensed moneylender, Shenton Credit follows strict privacy guidelines. All personal data is securely stored and used only for loan assessment and servicing purposes.

Terms and Conditions

 
  1. Acceptance of Terms
  2.  By using this website or its services, you agree to abide by the terms outlined herein. If you do not agree with these terms, you must immediately cease using the services.
  3. Disclaimer of Liability
  4.  The company disclaims any liability for losses, damages, or other liabilities you may incur while using its services. This includes any losses related to the loan application process, which does not guarantee approval.
  5. Loan Application
  6.  An in-principal approval for a loan does not constitute a guarantee that the loan will be fully approved. The company reserves the right to change the loan amount or reject the application entirely at its discretion.
  7. Eligibility
  8.  Only individuals who are 21 years of age or older are eligible to apply for a loan.
  9. Personal Information
  10.  By submitting personal information for a loan application, you consent to the following:
    • A credit check and sharing your data with third parties for the purpose of processing your loan application.
    • Authorization for the company to conduct a search on the Credit Association Singapore (CAS) web portal to assess your loan application.
    • Contact from loan officers via phone or email regarding your application.