
Top Money Lender in Singapore
Speedy and Affordable Loan Solutions
We offer comprehensive financial solutions as a private legal money lending service provider in Singapore, ensuring a seamless experience. At Shenton Credit – Licensed Moneylender, we take care of every aspect for you, from start to finish. Whether you’re looking for a trusted financial institution in Singapore, need a quick money loan, or are keen on engaging a trusted moneylender, we’ve got you covered. Our dedicated team is committed to making the loan process as straightforward and efficient as possible, so you can focus on what matters most.
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Your Go-To Licensed
Money Lender and
Credit Company
For nearly a decade, we have been reshaping how lending works in Singapore. As a registered moneylender, we’re your partner in financial empowerment, not just a private lender. Operating under strict regulations from the Ministry of Law, we uphold the highest standards of legality and ethics.
Our focus is on you—your needs and goals. Whether you’re facing unexpected bills, pursuing dreams, or consolidating debts, we customise our loan options to fit your life in Singapore. We ensure transparency and simplicity, keeping you informed about loan conditions, applicable interest rates, and associated fees.
Beyond finances, we’re deeply rooted in our communities, actively supporting local causes. At Shenton Credit, we’re here to help you confidently navigate life’s challenges.
Choose us as a personal loan provider in Singapore that prioritises trust, honesty, and your financial well-being. Let us guide you toward achieving your financial goals with peace of mind.

A Reliable Credit Company in Singapore
Licensed Money Lender
- Operates under regulations by the Ministry of Law.
- Provides clear contracts with transparent terms.
- Adheres to ethical practices and legal compliance.
Regulated by Law
Registered with the Ministry of Law
Clear Money Lender Contracts
Unlicensed Money Lender
- Functions beyond legal boundaries and lacks proper registration.
- Engages in unethical behaviors, including unclear contracts.
- Involves higher risks for borrowers.
Not Regulated
Lack Proper Registration
Unethical Behaviour
Licensed money lenders in Singapore, such as Shenton Credit, provide reliable, regulated, and clear services. Partnering with a licensed financial service provider helps you avoid unexpected charges and unethical practices while obtaining the financial support you require.
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Our Loan Service
Don’t Stress, We'll Provide Solutions
At Shenton Credit, we’re here to help you with your financial needs. As an experienced private moneylender in Singapore, we offer customised loans for individuals and businesses. Whether you need money for personal reasons or to grow your business, we provide flexible options that fit your goals. Our aim is to support you in achieving your financial dreams with reliable advice and competitive loan packages.
Our Money Loan Services
Get the funds you need for what matters most with our personal loans. From home improvements to unforeseen expenses, we’re here to assist you.
Fill short-term financial gaps with our efficient bridging loans. Whether you’re awaiting funds, or need short-term loans in Singapore, we’ve got the solution.
Streamline your finances with our effective debt consolidation loans. Whether you’re juggling several debts or seeking a more manageable repayment plan, we’re here to help.
Say “I do” to your dream wedding with our flexible wedding financing. Whether you’re envisioning a grand celebration or an intimate affair, we’re here to make it happen.
Get the cash you need, when you need it most, with our fast urgent cash loans – No questions asked.

STRESS-FREE FINANCING OPTIONS
Why Borrow from Shenton Credit From Start to Finish?
At Shenton Credit, we understand that life is filled with unexpected financial challenges and opportunities. That’s why we’re your trusted source for financial assistance, providing you with all the support you need. As a licensed and regulated moneylender, we are committed to serving your unique borrowing needs with expertise you can trust, along with transparent and flexible solutions.

FAST AND EASY APPLICATION

AVAILABLE ANYTIME, ANYWHERE

TRANSPARENT AND FAIR SERVICE

OVER 20 YEARS OF EXPERIENCE
How to Apply for a Loan
The process is easy!
Applying for a loan from a legal moneylender or credit company in Singapore is straightforward. Here are the steps to follow:
1
Check Eligibility
Ensure you meet the basic requirements, including age and income level, for a money loan in Singapore.
2
Prepare Documents
Gather essential documents, including ID, proof of income, and address verification.
3
Submit Application
Fill out the application form online or head on down to the credit company.
4
Receive Your Funds Instantly
Review the loan terms provided. Upon acceptance, receive your funds promptly. At Shenton Credit, we’re committed to providing a fast and transparent borrowing experience.
At Shenton Credit, we’re committed to providing a fast and transparent borrowing experience.
Eligibility Criteria for Money Loan
Eager to apply for a money loan from a trusted financial institution in Singapore? Here’s how to determine if you qualify:
- General Requirements: Be at least 21 years old, and a Singapore Citizen or Permanent Resident.
- Income Criteria: Minimum annual income requirements vary depending on loan types.
- Loan-Specific Conditions: Certain loans may require collateral or additional verification.
If you don’t meet the criteria, contact us. Here at Shenton Credit, we offer guidance on exploring alternative borrowing solutions to meet your specific needs.
Our happy customers
We’ve Helped Thousands Of People.
We’re all about offering the best financial support. Hear directly from our satisfied customers and discover the impact we’ve made.

Jason Lee
“Amazing service! Got the loan I needed quickly and hassle-free. Highly recommend!”

Amirah binti Zain
“Thank you for making the loan process so smooth and easy. Great rates and friendly staff!”

Farhan bin Yusof
“Very impressed with the professionalism and efficiency. Will definitely return for future financial needs.”
Frequently Asked Questions
You ask, we answer
Getting a personal loan in Singapore can be useful for achieving your financial goals or managing temporary cash shortages. If it’s your first time borrowing from a licensed money lender and you need quick cash, you might feel unsure about the process.
How much can i Borrow?
For secured loans, you can obtain a loan of any amount. For unsecured loans, you can only borrow up to a maximum amount of $3,000 if your annual income exceeds $20,000. If your annual income is $20,000 and above, you can borrow up to six times of your monthly income.
What are the interest rates you charge?
Interest rates for personal loans can vary based on factors like your creditworthiness, the loan amount, and the loan term. We offer competitive rates lower than the market average, reach out to us for a free quote.
what should i consider before taking up a personal loan?
You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
Consider whether you are able to abide by the contractual terms, bearing in mind your income and financial obligations. Borrow only what you need and are able to repay.
Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged and the fees applicable.
What should I do after being granted a loan?
Make sure you receive the correct principal amount of the loan.
Pay the loan instalments on time to avoid incurring late payment fees and late interest.
Check you receipt every time you make any repayment towards your loan, and check it for correctness (e.g. name, amount, date).
Make sure you receive a statement of account for all your loan(s) at least once every January and July, and check it for correctness (e.g. name, amount, date); and
You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.
Ready to go? Get a quote now!
Receive the financial boost you need instantly at low interest rates from 6.88% p.a.
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