Quick and Easy Loans with Competitive Rates
We provide you with comprehensive financial solutions as a private money lender in Singapore, ensuring a seamless experience. At Shenton Credit, we take care of every aspect for you, from start to finish. Whether you’re looking for a reliable credit company in Singapore, need a quick money loan, or want to engage a legal moneylender, we’ve got you covered. Our dedicated team is committed to making the loan process as straightforward and efficient as possible, so you can focus on what matters most.
Your Trusted Money Lender
and Credit Company
in Singapore
For nearly a decade, we have been reshaping how lending works in Singapore. As a leading money lender in Singapore, we’re your partner in financial empowerment, not just a private lender. Operating under strict regulations from the Ministry of Law, we uphold the highest standards of legality and ethics.
Our focus is on you—your needs and goals. Whether you’re facing unexpected bills, pursuing dreams, or consolidating debts, we customise our money loan solutions to fit your life in Singapore. We ensure transparency and simplicity, keeping you informed about loan terms, interest rates, and fees.
Beyond finances, we’re deeply rooted in our communities, actively supporting local causes. At Shenton Credit, we’re here to help you navigate life’s challenges with confidence.
Choose us as a money lender in Singapore that prioritises trust, honesty, and your financial well-being. Let us guide you toward achieving your financial goals with peace of mind.
Your Trusted Credit Company in Singapore
Licensed Money Lender
- Operates under regulations by the Ministry of Law.
- Provides clear contracts with transparent terms.
- Ensures ethical practices and legal compliance.
Regulated by Law
Registered with the Ministry of Law
Clear Money Lender Contracts
Unlicensed Money Lender
- Operates outside the law and lacks proper registration.
- Engages in unethical behaviors, including unclear contracts.
- Involves higher risks for borrowers.
Not Regulated
Lack Proper Registration
Unethical Behaviour
Licensed money lenders in Singapore, like Shenton Credit, offer safe, regulated, and transparent services. Working with a legal moneylender ensures you avoid hidden fees and unethical practices while accessing the funds you need.
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Our Loan Service
Don’t Stress, We'll Provide Solutions
Our Money Loan Services
Personal loans
Get the funds you need for what matters most with our personal loans. From home improvements to unexpected bills, we’re here to help.
Bridging Loans
Bridge the gap in your finances with our efficient bridging loans. Whether you’re awaiting funds, or need short-term financing, we’ve got the solution
Debt Consolidation Loans
Simplify your finances with our effective debt consolidation loans. Whether you’re juggling multiple debts or seeking a more manageable repayment plan, we’re here to help.
Wedding Loans
Create the wedding of your dreams with our tailored wedding loans. Whether you’re envisioning a grand celebration or an intimate affair, we’re here to make it happen.
Fast Urgent Cash Loans
Get the cash you need, when you need it most, with our fast urgent cash loans – No questions asked
Stress-free solutions
Why choose Shenton Credit
From Start to Finish?
At Shenton Credit, we understand that life is filled with unexpected financial challenges and opportunities. That’s why we’re here to provide you with the financial support you need when you need it. As a licensed and regulated moneylender, we are committed to serving your unique financial needs with professionalism, transparency, and flexibility.
OVER 20 YEARS OF EXPERIENCE
Transparent and Fair Service
Easy and Fast Application
Available Anytime, Anywhere
How to Apply Loan from a Legal Moneylender?
The process is easy!
Applying for a loan from a legal moneylender or credit company in Singapore is straightforward. Follow these steps:
1
Check Eligibility
Ensure you meet the basic requirements, such as age and income level, for a money loan in Singapore.
2
Prepare Documents
Gather essential documents, including ID, proof of income, and address verification.
3
Submit Application
4
Receive Your Funds Instantly
With Shenton Credit, we simplify the process, ensuring speed and transparency every step of the way.
Eligibility Criteria for Money Loan
To qualify for a money loan from a money lender in Singapore, you must meet the following:
- General Requirements: Be at least 21 years old, and a Singapore Citizen or Permanent Resident.
- Income Criteria: Minimum annual income requirements vary depending on loan types.
- Loan-Specific Conditions: Certain loans may require collateral or additional verification.
If you don’t meet the criteria, contact us. Shenton Credit offers guidance to explore alternative solutions tailored to your needs.
Our happy customers
We’ve helped thousands of people
We’re all about offering the best financial help. Hear directly from our satisfied customers about their experiences.
Jason Lee
“Amazing service! Got the loan I needed quickly and hassle-free. Highly recommend!”
Amirah binti Zain
“Thank you for making the loan process so smooth and easy. Great rates and friendly staff!”
Farhan bin Yusof
“Very impressed with the professionalism and efficiency. Will definitely return for future financial needs.”
Frequently Asked Questions
You ask, we answer
How much can i Borrow?
For secured loans, you can obtain a loan of any amount. For unsecured loans, you can only borrow up to a maximum amount of $3,000 if your annual income exceeds $20,000. If your annual income is $20,000 and above, you can borrow up to six times of your monthly income.
What are the interest rates you charge?
Interest rates for personal loans can vary based on factors like your creditworthiness, the loan amount, and the loan term. We offer competitive rates lower than the market average, reach out to us for a free quote.
what should i consider before taking up a personal loan?
You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
Consider whether you are able to abide by the contractual terms, bearing in mind your income and financial obligations. Borrow only what you need and are able to repay.
Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged and the fees applicable.
What should I do after being granted a loan?
Make sure you receive the correct principal amount of the loan.
Pay the loan instalments on time to avoid incurring late payment fees and late interest.
Check you receipt every time you make any repayment towards your loan, and check it for correctness (e.g. name, amount, date).
Make sure you receive a statement of account for all your loan(s) at least once every January and July, and check it for correctness (e.g. name, amount, date); and
You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.
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