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Best Money Lender in Singapore

Quick and Easy Loans with Competitive Rates

We provide you with comprehensive financial solutions as a private money lender in Singapore, ensuring a seamless experience. At Shenton Credit, we take care of every aspect for you, from start to finish. Whether you’re looking for a reliable credit company in Singapore, need a quick money loan, or want to engage a legal moneylender, we’ve got you covered. Our dedicated team is committed to making the loan process as straightforward and efficient as possible, so you can focus on what matters most.

Your Trusted Money Lender
and Credit Company
in Singapore

For nearly a decade, we have been reshaping how lending works in Singapore. We’re not just a private moneylender. We’re your partner in financial empowerment. Operating under strict regulations from the Ministry of Law, we uphold the highest standards of legality and ethics.

Our focus is on you—your needs and goals. Whether you’re facing unexpected bills, pursuing dreams, or consolidating debts, we customise our solutions to fit your life. We believe in keeping things transparent and straightforward. Right from the start, we ensure that you understand every detail of your loan terms, interest rates, and fees.

Beyond finances, we’re deeply rooted in our communities. Through various initiatives, we actively give back and support local causes. At Shenton Credit, our mission is to give you the tools and support to navigate life’s ups and downs confidently.

Choose us as a partner who not only prioritises your financial well-being but also believes in honesty and reliability. Let us help you achieve your financial goals with trust and peace of mind.

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Our Loan Service

Don’t Stress, We'll Provide Solutions

At Shenton Credit, we’re here to help you with your financial needs. As an experienced private moneylender in Singapore, we offer customised loans for individuals and businesses. Whether you need money for personal reasons or to grow your business, we provide flexible options that fit your goals. Our aim is to support you in achieving your financial dreams with reliable advice and competitive loan packages.

Our Money Loan Services

Personal loans

Get the funds you need for what matters most with our personal loans. From home improvements to unexpected bills, we’re here to help.

Bridging Loans

Bridge the gap in your finances with our efficient bridging loans. Whether you’re awaiting funds, or need short-term financing, we’ve got the solution

Medical Loans

Ease the burden of medical expenses with our tailored medical loans.

Debt Consolidation Loans

Simplify your finances with our effective debt consolidation loans. Whether you’re juggling multiple debts or seeking a more manageable repayment plan, we’re here to help.

Wedding Loans

Create the wedding of your dreams with our tailored wedding loans. Whether you’re envisioning a grand celebration or an intimate affair, we’re here to make it happen.

Fast Urgent Cash Loans

Get the cash you need, when you need it most, with our fast urgent cash loans – No questions asked

STRESS-FREE-SOLUTIONS

Stress-free solutions

Why choose Shenton Credit

From Start to Finish

At Shenton Credit, we understand that life is filled with unexpected financial challenges and opportunities. That’s why we’re here to provide you with the financial support you need when you need it. As a licensed and regulated moneylender, we are committed to serving your unique financial needs with professionalism, transparency, and flexibility.

Securing a Personal Loan Made Easy in 3 Steps

The process is easy!

1

Tell us exactly what you need

Complete a straightforward form and let us take care of the rest. No complicated processes, just easy and efficient.

2

Get Your Decision Within Half a Day

Within hours, you’ll receive a notification via SMS with the outcome of your application. No long waits or uncertainty.

3

Collect Your Funds

Visit our outlet for a brief face-to-face verification, and walk out with your funds ready to use. It’s quick, convenient, and tailored to suit your needs.

Our happy customers

We’ve helped thousands of people

We’re all about offering the best financial help. Hear directly from our satisfied customers about their experiences.

Jason Lee

5/5

“Amazing service! Got the loan I needed quickly and hassle-free. Highly recommend!”

Amirah binti Zain

5/5

“Thank you for making the loan process so smooth and easy. Great rates and friendly staff!”

Farhan bin Yusof

5/5

“Very impressed with the professionalism and efficiency. Will definitely return for future financial needs.”

Loans disbursed
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Customer satisfaction Rate
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Continuous, quick growth with excellent service
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Frequent Asked Questions

You ask, we answer

Getting a personal loan in Singapore can be useful for achieving your financial goals or managing temporary cash shortages. If it’s your first time borrowing from a licensed money lender and you need quick cash, you might feel unsure about the process.

For secured loans, you can obtain a loan of any amount. For unsecured loans, you can only borrow up to a maximum amount of $3,000 if your annual income exceeds $20,000. If your annual income is $20,000 and above, you can borrow up to six times of your monthly income.

Interest rates for personal loans can vary based on factors like your creditworthiness, the loan amount, and the loan term. We offer competitive rates lower than the market average, reach out to us for a free quote.

  • You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.

  • Consider whether you are able to abide by the contractual terms, bearing in mind your income and financial obligations. Borrow only what you need and are able to repay. 

  • Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged and the fees applicable.

  • Make sure you receive the correct principal amount of the loan. 

  • Pay the loan instalments on time to avoid incurring late payment fees and late interest.

  • Check you receipt every time you make any repayment towards your loan, and check it for correctness (e.g. name, amount, date).

  • Make sure you receive a statement of account for all your loan(s) at least once every January and July, and check it for correctness (e.g. name, amount, date); and

  • You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.

Ready to go? Get a quote now!

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Terms and Conditions

 
  1. Acceptance of Terms
  2.  By using this website or its services, you agree to abide by the terms outlined herein. If you do not agree with these terms, you must immediately cease using the services.
  3. Disclaimer of Liability
  4.  The company disclaims any liability for losses, damages, or other liabilities you may incur while using its services. This includes any losses related to the loan application process, which does not guarantee approval.
  5. Loan Application
  6.  An in-principal approval for a loan does not constitute a guarantee that the loan will be fully approved. The company reserves the right to change the loan amount or reject the application entirely at its discretion.
  7. Eligibility
  8.  Only individuals who are 21 years of age or older are eligible to apply for a loan.
  9. Personal Information
  10.  By submitting personal information for a loan application, you consent to the following:
    • A credit check and sharing your data with third parties for the purpose of processing your loan application.
    • Authorization for the company to conduct a search on the Credit Association Singapore (CAS) web portal to assess your loan application.
    • Contact from loan officers via phone or email regarding your application.
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