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Payday Loan

In times of financial urgency, payday loans can offer a quick solution to immediate cash needs.

These short-term loans, typically due on the borrower’s next payday, are designed to bridge the gap between paychecks and cover unexpected expenses. At Shenton Credit, we offer fast payday loans in Singapore to help you cover urgent expenses. Our quick approval process and personalised service ensure you get the funds you need without hassle. Learn more about our payday loans and how we can assist you in times of financial need.

Your Trusted Licensed Moneylender for Fast and Reliable Payday Loans

Speedy Access to Cash: Payday loans are known for their quick approval process, providing borrowers with rapid access to funds during emergencies.

Limited Loan Amounts: Generally, payday loans offer smaller amounts compared to traditional loans. The loan amount is often based on the borrower’s income and can range from a few hundred to a couple of thousand dollars.

Short-Term Repayment: The repayment period for payday loans is usually short, ranging from a few days to a month. The loan is typically repaid in a lump sum on the borrower’s next payday.

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Unlock Fast Cash with Our Quick and Easy Payday Loans in Singapore

Are you looking for quick financial relief until your next payday? We offer fast and reliable payday loans in Singapore to help you bridge any short-term cash gaps.

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Assess Your Immediate Financial Needs

Take stock of your urgent financial needs and identify the amount you need to borrow to cover any emergency or unexpected expenses.

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Apply Conveniently Online

Visit our website and fill out our straightforward online application for the payday loan. Provide essential details such as your desired loan amount, employment information, and contact details.

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Receive Swift Approval

Experience speedy approval for your payday loan. We aim to process your application quickly so you can get the money you need immediately.

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Enjoy Flexible Repayment Options

You can choose repayment options that comfortably fit your financial situation. Our rates and terms are competitive and clear, making it easy to pay back your payday loan.

Why Choose Us?

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Convenient Access

Access funds quickly and conveniently, directly deposited into your bank account.

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Credit Score Improvement

Responsible repayment can help improve your credit score.

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Emergency Support

Get immediate financial assistance during unexpected emergencies or cash shortages.

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Flexible Eligibility

Flexible eligibility criteria designed to accommodate various financial situations.

Benefits of a Payday Loans

No Queues. No Wait. No Hassle.

Get your loan approved in just a few taps.

Better and improved credit scores

Flexible loan tenures

Ease of application and approval

Increased convenience

Why Choose Us?

FeaturePayday LoanPersonal Loan
Interest RateTypically higher, often in double digitsLower, typically starting from single digits
Loan Amount and TermUsually smaller amounts for shorter termsHigher loan amounts with longer repayment terms
Credit Check and EligibilityMinimal, often no credit checkUsually requires a credit check and a higher credit score
RepaymentFull repayment on the next paydayMonthly instalments over the loan term
Approval TimeVery quick, often within hoursLonger processing time, usually a few days

Apply for a Fast Loan Today!

Achieve your goals with flexible repayments and a streamlined, secure process.

*** ONLY Singaporeans and Permanent Residents are ELIGIBLE for Loan Application.

Got Questions?

We got answers.

In essence, personal loans are short term unsecured loans that can be used for multiple purposes.

You borrow a fixed sum of money, along with a fixed interest rate, over the period of your loan
tenure.

All these factors will be dependent on the terms & conditions stipulated in your loan contract,
along with your repayment capabilities.

There may come various points in our life where we require extra cash to tide through.

It might be to fund a personal project, a big-ticket purchase or to simply get through the month.

Personal loans are not specific to a single purpose. You can use them for a wide range of things.

Some uses include paying for:

  • Utility Bills
  • Rent
  • Holidays
  • Emergency medical expenses
  • Home renovations
  • Wedding banquets

The three main differentiating factors between our personal loans compared to banks are:

  • Speed
  • Ease of application
  • Service rendered

We believe in providing you with a personal loan in the shortest time possible.

This is why we have streamlined our borrowing process into 3 simple steps.

Moreover, we do not go through rigorous credit checks and also do not require much paperwork.

Ultimately, our experienced loan officers will be there to guide you on the best personal loan package
for your needs and provide professional advice so that you’ll be able to achieve your financial goals.

Yes, Shenton Credit offer repayments up to 24 months.

For Singapore Citizen and Permanent Resident,
Aged between 21 and 65 years old;

  • With an annual income less than $20,000.00, you can borrow up to $3,000.00;
  • With an annual income more than $20,000.00, you can borrow up to 6 times of your monthly income.
  • National Registration Identity Card Number (NRIC)
  • Latest 3 months pay advice
  • Singpass

Terms and Conditions

 
  1. Acceptance of Terms
  2.  By using this website or its services, you agree to abide by the terms outlined herein. If you do not agree with these terms, you must immediately cease using the services.
  3. Disclaimer of Liability
  4.  The company disclaims any liability for losses, damages, or other liabilities you may incur while using its services. This includes any losses related to the loan application process, which does not guarantee approval.
  5. Loan Application
  6.  An in-principal approval for a loan does not constitute a guarantee that the loan will be fully approved. The company reserves the right to change the loan amount or reject the application entirely at its discretion.
  7. Eligibility
  8.  Only individuals who are 21 years of age or older are eligible to apply for a loan.
  9. Personal Information
  10.  By submitting personal information for a loan application, you consent to the following:
    • A credit check and sharing your data with third parties for the purpose of processing your loan application.
    • Authorization for the company to conduct a search on the Credit Association Singapore (CAS) web portal to assess your loan application.
    • Contact from loan officers via phone or email regarding your application.
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