Announcement: It has come to our attention that the name 'Shenton Credit', as well as its former name 'RJS Credit', has been misused in connection with potential scam activities.
Apply Now

Bridging Loan

Seamless Transitions with Our Bridging Loans

Life is full of transitions, and sometimes you need a financial bridge to get you from one stage to the next. At Shenton Credit, we understand the importance of smooth transitions, and that’s why we offer bridging loans – your key to a seamless journey.

Apply Loan Now

Why Choose Our Bridging Loans?

Swift Solutions: When timing is critical, our bridging loans provide a fast and efficient solution. Bridge the financial gap with quick access to funds, ensuring your plans stay on track.

Flexible Financing: Whether you’re buying a new home before selling your current one or securing a property investment, our bridging loans offer flexibility to suit your specific needs.

Competitive Rates: We believe in making your transition affordable. Our bridging loans come with competitive interest rates, ensuring you get the financial support you need without unnecessary burdens.

Transparent Terms: No hidden surprises. We believe in clear communication, and you’ll know all the terms of your bridging loan upfront.

Personalized Assistance: Your journey is unique, and our dedicated team is here to provide personalized guidance and support throughout the bridging loan process.

Transition with Confidence

At Shenton Credit Caopital, we’re more than just a lender; we’re your financial partner in transitions. Whether you’re moving homes, expanding your property portfolio, or undergoing a business transition, we’re here to ensure your financial bridge is strong and reliable.


Our experienced team is ready to assist you every step of the way, making your transition a smooth and stress-free experience. Let’s bridge the gap together.

Ready to take the next step? Apply for a bridging loan from Monelyplus Capital today, and transition with confidence.

Apply Loan Now

Benefits of a Bridging Loan

No Queues. No Wait. No Hassle.

Get your loan approved in just a few taps.

Better and improved credit scores

Flexible loan tenures

Ease of application and approval

Increased convenience

Apply for a Fast Loan Today!

Achieve your goals with flexible repayments and a streamlined, secure process.

*** ONLY Singaporeans and Permanent Residents are ELIGIBLE for Loan Application.

Got Questions?

We got answers.

A bridging loan is a short-term financing solution that helps you cover temporary gaps in cash flow—usually when you’re buying a new property before selling your current one. It offers quick access to funds, allowing you to complete a purchase or meet payment deadlines while waiting for proceeds from another transaction.

To be eligible, applicants must:

  • Be a Singapore Citizen or Permanent Resident
  • Be at least 21 years old
  • Have an ongoing or upcoming property transaction (e.g. purchase with a pending sale)
  • Provide proof of income and supporting documentation related to the property deal

Our team will assess your financial position and timeline to determine suitability.

Typical documents include:

  • NRIC (for identity verification)
  • Option to Purchase (OTP) or Sale and Purchase Agreement
  • Recent payslips or proof of income
  • Outstanding mortgage statements (if applicable)
  • Singpass login details for digital verification

Our team will guide you through the process to ensure everything is submitted correctly.

Once all documents are in place and your application is approved, disbursement can happen within a few working days. Shenton Credit prioritises speed and efficiency to ensure you don’t miss out on critical payment deadlines or property deals.
Like any financial product, bridging loans carry certain risks if not managed responsibly. If your existing property takes longer to sell, you may face pressure repaying both the bridging loan and ongoing mortgage. That’s why we recommend planning conservatively and working with our team to tailor a repayment strategy that fits your timeline and goals.

Terms and Conditions

 
  1. Acceptance of Terms
  2.  By using this website or its services, you agree to abide by the terms outlined herein. If you do not agree with these terms, you must immediately cease using the services.
  3. Disclaimer of Liability
  4.  The company disclaims any liability for losses, damages, or other liabilities you may incur while using its services. This includes any losses related to the loan application process, which does not guarantee approval.
  5. Loan Application
  6.  An in-principal approval for a loan does not constitute a guarantee that the loan will be fully approved. The company reserves the right to change the loan amount or reject the application entirely at its discretion.
  7. Eligibility
  8.  Only individuals who are 21 years of age or older are eligible to apply for a loan.
  9. Personal Information
  10.  By submitting personal information for a loan application, you consent to the following:
    • A credit check and sharing your data with third parties for the purpose of processing your loan application.
    • Authorization for the company to conduct a search on the Credit Association Singapore (CAS) web portal to assess your loan application.
    • Contact from loan officers via phone or email regarding your application.